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Missouri Foreclosure Statute Laws

            In Missouri, lenders may foreclose on deeds of trusts or mortgages in default using either a judicial or non-judicial foreclosure process. 

Judicial Foreclosure
Non-Judicial Foreclosure:
Power of Sale Foreclosure Guidelines: 

  1. A notice of sale must be mailed the borrower, at his last known address, at least twenty (20) days prior to the scheduled day of sale.
  2. The notice of sale must also be published in a newspaper within the county.
  3. The sale is conducted by the trustee at public auction for cash to the highest bidder. Anyone may bid, including the lender.
  4. If the lender is the winning bidder, the borrower has one year (12 months) to redeem the property.

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