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Idaho Foreclosure Statute Laws

Judicial foreclosure is not available in Idaho; non-judicial foreclosure is available. Primary service instruments are deed of trust. The timeline for foreclosure in Idaho varies by process, but typically last 150 days. Right of Redemption is and deficiency judgements are allowed.

In Idaho, lenders may foreclose on deeds of trusts in default using the non-judicial foreclosure process.

Power of Sale Foreclosure Procedures & Guidelines:
• The notice of sale must be recorded in the county where the property is located and given to the borrower and the occupants of the property (if not the borrower) at least one hundred twenty (120) days before the date of the sale.
• The notice must be published in the newspapers in the county where the property is located at least once a week for four (4) consecutive weeks.
• The final ad must be run not less than thirty (30) days in advance of the foreclosure.
• The published notice must contact a legal description of the property, its street address and the name and phone number of someone who can give directions.

The notice must:
• describe the nature of the default
• a legal description of the property,
• as well its street address,
• the lender’s name,
• the date, time, and place of the sale,
• the name and phone number of the person conducting the sale.

The foreclosure sale must take place on the date, at the time and at the place specified in the notice.

However, the sale may be postponed and held at a new time and place, so long as it is within thirty (30) days of the originally scheduled sale.

If the property consists of more than twenty (20) acres, the buyer has a period of one (1) year to redeem said property.

If it is less than twenty (20) acres, the period of time is lessened to six months. Information on HUD foreclosures in boise idaho can be found at Boise Field Office800 Park Blvd, Suite 220Boise, ID 83712 Phone: (208) 334-1990

Related Information:
Foreclosures twin falls idaho are affecting the economy of the entire area. Foreclosures pocatello idaho can be avoided by contacting Udolegal.com. Idaho foreclosure law can be found at Udolegal.com. Idaho foreclosure listings can be found at http://foreclosurenet.net/states/idaho.asp. Foreclosure of homes in idaho in 2009 have reached epic numbers. Foreclosures sale in idaho in 2009 have exceeded those of the great depression

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